Is flooding from a hurricane covered by my policy?

By admin • August 27th, 2011

Standard homeowners policies do not cover flooding.  In order to be protected from flooding caused by a hurricane, you need Flood Insurance.   Flood insurance is available in flood-prone areas for a relatively inexpensive cost, depending on where you  live.  But beware, flood insurance has limitations, especially for personal property in the basement!  What is covered in the upper rooms may not be covered in the basement.  Ask your insurance agent for information, or visit floodsmart.gov.

 

 

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